Welcome to Exclusively Money

Exclusively Money is the easy way for you to find the best credit card deal. Whatever type of card you are looking for, we can help – even if you have had credit problems in the past.

Using our site is free and easy.  Simply select a card from our featured lists or choose a card type from the menu on the left.  You can view all the card details, find more information and apply securely online. We also feature all the latest credit card news as well as hints and tips to help you save time and money.

Click the links on the left now or on our Top 10 Credit Cards to find the best credit card for you.


Our Top 5 Credit Card Overview APR Typical Balance Transfer (p.a) Annual Fee (£) Interest Free Days Apply Now
Vanquis Visa Vanquis Visa Card Summary This is a summary only. Please... Read More » 39.9% N/A% £0 56 Days
Provident Money Card Get the safety and security of a Visa card even... Read More » 272.2% N/A% N/A £N/A N/A Days
Capital One Classic Great for people who want to build or rebuild their... Read More » 34.9% 0% for 10 months £0 56 Days
Capital One Progress MasterCard A credit limit of up to £2,500 Shrink your rate... Read More » 34.9% 0% for 10 months £0 56 Days
Halifax All in One Card If you want a card that gives you a great... Read More » 15.9% 0% for 10 months £0 90 Days

Traveling with Credit Cards

Posted in Article by admin on 21 Jul 2010

Many Australians travel with credit cards. Some cards are better than others for this purpose. It is a good idea to do a little research about which credit cards are the best for traveling. The more research you do the better off you will be when it comes to using your credit cards while traveling [...]

Which Credit Card to Use

Posted in Article by admin on 21 Jul 2010

Many Australians have multiple credit cards. Often they grab the first credit card in their wallet when they are making a purchase with little thought going into which card it is. Savvy shoppers, however, are more careful and make a conscious decision as to which credit card to use. Know the Perks You should know [...]

Using Credit Cards for Online Purchases

Posted in Article by admin on 21 Jul 2010

Online purchases continue to skyrocket in popularity. Virtually every consumer has or will purchase an item online during their lifetime. Ecommerce websites offer anything and everything. Very often online prices are significantly lower than prices of the same items in traditional stores. In order to purchase items online you need to use a credit card [...]

Using Your Credit Cards for Everyday Purchases

Posted in Article by admin on 21 Jul 2010

Australians use credit cards in many different ways. Some people use credit cards for major purchases only. Some people use credit cards for travel only. Still other Australians use credit cards for emergencies only. There are some Australians that use credit cards for their everyday purchases. This can be an effective way to accrue award [...]

Managing Credit Limits

Posted in Article by admin on 21 Jul 2010

Managing your credit limits is an important skill. Many people wrongfully assume there is nothing to manage. They simply charge when they want to charge and just stay under the limit. Though staying under your credit limits is important it is not the only aspect to managing credit limits. Keeping Room for Emergencies One important [...]

Which Credit Card Is The Right One For You?

There are dozens of different credit cards on the market.  Make sure you pick the right one for you.

  • Balance Transfer – If you are switching a balance from another credit card, you need a competitive balance transfer credit card
  • Low rate – If you are looking for a low interest rate on goods or services that you buy, you need a low rate purchase credit card
  • Rewards – If you want to receive gifts, cash or vouchers based on your spending, consider a rewards credit card
  • Credit building – These credit cards help you repair your credit rating if you have experienced credit problems in the past
  • Easy approval – If you want a credit card that is agreed in a matter of minutes, these cards are for you

2 Mistakes To Avoid When Transferring A Credit Card Balance

If you are looking to transfer a credit card balance, you should make sure that you avoid these two common mistakes.

  • Ignoring fees – Most credit cards charge a fee when you transfer your balance to them.   Make sure you know what the fees are before you sign-up.  If you intend to pay the balance back in the next few months, you could actually pay more in fees by switching a balance than by sticking with your existing card provider.
  • Delaying the transfer – If you sign up for a balance transfer deal for, say, 6 months, the 6 months will normally begin when the card provider agrees your application.  If you then wait several weeks before making the transfer, you will have lost part of the promotional offer period.